Hello, I’m Andrew.

I’ve worked in financial services since 1989, starting my career with NatWest in roles such as Mortgage Adviser and Lifetime Mortgage Manager. When NatWest withdrew from the equity release market in 2009, I seized the opportunity to specialise independently in equity release advice.

Since 2009, I’ve dedicated my expertise to helping homeowners understand equity release and make confident, informed decisions. My approach is simple: clarity, honesty, and support. I explain how equity release plans work, their features, and the pros and cons—so you know exactly what’s involved before making any decision.

Why Choose Independent Advice?

I have worked with the Equity Release Group since 2017 and as an independent specialist, I’m not tied to any single lender. This means I can recommend from a wide range of products to find the solution that truly suits you. While interest rates are important, I believe in a balanced approach—modern equity release plans often include features that can make a significant difference for you and your family.

My Commitment to You

I will only recommend equity release if, after our discussions, we both agree it’s the right solution. We’ll explore all alternatives, and if equity release isn’t suitable, I’ll tell you so—because the right outcome matters more than anything else.

Equity release can be life-changing for homeowners aged 55 and over. If it’s right for you, I’ll guide you through every step, ensuring the plan meets your needs and those of your loved ones.

How We Can Work Together

I’m based in Devon with my wife and family, but I’m happy to travel anywhere in the UK to meet you face-to-face or via Zoom. Prefer a phone call or email? That’s fine too—whatever makes you comfortable. You’re welcome to have family or friends present at any meeting, and I do encourage it.

Ready for a No-Obligation Chat?

If you’d like an informal conversation to explore how equity release could benefit you, please get in touch. There’s no pressure—just clear, honest advice and all the options explained.