Our Partners
Collaboration that Expands Opportunity
We work with carefully selected partners that underpin TERN’s technology, governance and operational resilience, supporting advisers and strengthening the network. These long-term relationships are embedded into how TERN operates, helping advisers work with confidence, remain aligned with regulatory expectations, and build sustainable later-life lending businesses.
Each partnership plays a defined role within the network, supporting high standards, operational efficiency and robust risk management across the advice journey.
Our partner network includes:
- Market & Standards Alignment – We work alongside recognised industry bodies, regulators and standards organisations to ensure TERN operates within established professional frameworks and evolving best practice in later-life lending. These relationships help maintain high standards across the network, support regulatory alignment and reinforce confidence for advisers, lenders and clients alike.
- Technology Collaborators – Working closely with Equitec and other tech providers, we continue to enhance the adviser and client journey with smarter tools, calculators, and integrated systems. These solutions help advisers reduce admin, improve client engagement, and complete business more efficiently.
- Industry Bodies & Stakeholders – We align with the Equity Release Council and other professional organisations to ensure advisers within TERN operate to the highest industry standards and safeguard client outcomes.
- Service Providers – From compliance consultants such as Threesixty Services, to marketing agencies, our extended network provides specialist expertise to help advisers strengthen their proposition, generate leads, and scale their operations.
By collaborating across multiple fronts, TERN creates a connected ecosystem of support. It means our advisers don’t just benefit from a network - they tap into a powerful partnership model that helps them grow, compete, and deliver outstanding client outcomes.
“With TERN, I finally feel part of something bigger. The support, responsiveness, and shared mindset are second to none.”
Partner with a network that grows with you
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