Three Journeys. One Network
Whether you're an established equity release adviser, a developing broker firm, or just starting to explore the market, TERN is built to help you grow.We support individuals and businesses at every stage-from building confidence and capability, to scaling operations, to unlocking new enhanced revenue streams.
Below, you'll find three tailored journeys that show how TERN can support your development whatever stage you're at in later life lending.
You’re New to Equity Release
You’re qualified, curious – and ready to specialise. You may be a mortgage adviser looking to diversify, or simply exploring the later life lending market for the first time. Either way, TERN gives you the tools, training, and confidence to get started.
You’re an Existing Equity Release Adviser
You’re writing cases – now it’s time to grow. You understand the market but want better tech, stronger support, and a commercial model that truly rewards performance.
You’re an Equity Release Broker Firm
You’ve built a business – now it’s time to scale. You’re established and ready to grow. Now you need a partner to help you optimise operations, scale efficiently, recruit the right advisers, and drive greater revenues.
With TERN you get:
Plug-and-play website tech
Your firm and advisers can access a dedicated later life CRM that manages everything from lead intake, intuitive digital factfind to research and documentation – including auto-generating your Product Confirmation Letters. Seamless, scalable, and built for growth.
Lead generation infrastructure
We’ll help power your brand with free leads*, smartER, ‘Find-An-Adviser’ and Calculator plugins for your firm’s website, plus ready-to-use marketing templates and lead-gen strategies that work.
Compliance at scale
Every adviser gets dedicated QC support – with quick, constructive feedback that won’t delay your business. We work efficiently to help your firm maintain advice quality while keeping cases moving.
Panel access & commercial upside
Enjoy whole-of-market lender access, including exclusive Equity Release Group products – and unlock enhanced commissions through TERN’s volume-based terms.
