Three Journeys. One Network
Whether you're an established equity release adviser, a developing broker firm, or just starting to explore the market, TERN is built to help you grow.We support individuals and businesses at every stage-from building confidence and capability, to scaling operations, to unlocking new enhanced revenue streams.
Below, you'll find three tailored journeys that show how TERN can support your development whatever stage you're at in later life lending.
You’re New to Equity Release
You’re qualified, curious – and ready to specialise. You may be a mortgage adviser looking to diversify, or simply exploring the later life lending market for the first time. Either way, TERN gives you the tools, training, and confidence to get started.
You’re an Existing Equity Release Adviser
You’re writing cases – now it’s time to grow. You understand the market but want better tech, stronger support, and a commercial model that truly rewards performance.
You’re an Equity Release Broker Firm
You’ve built a business – now it’s time to scale. You’re established and ready to grow. Now you need a partner to help you optimise operations, scale efficiently, recruit the right advisers, and drive greater revenues.
With TERN you get:
Access to dedicated later life CRM
Accepts your lead, opens your factfind, populates your research tool and then creates your Product Confirmation Letter - seamlessly
Lead generation support
Free leads*, smartER & Calculator plugins for your new/existing website plus marketing templates and access to our proven lead generation expertise. Everything you need to write more business and grow your personal income
Compliance support
You’ll have a dedicated Quality Controller (QC) who’ll work directly with you to help guide, support and ensure your advice meets the industry standards.
Increased commissions
TERN provides unrestricted access to the entire later life lending market including exclusive Equity Release Group products – plus benefit from enhanced commissions through TERN’s scale as a volume distributor.
